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Calendar for Budgeting & First Time Homeowner Ed. Classes

The Promise of Community Action
"Community Action changes people's lives, embodies the spirit of hope, improves communities, and makes America a better place to live. We care about the entire community, and we are dedicated to helping people help themselves and each other."

Money/Debt Management

Wise financial management requires a series of daily choices and that is why AppCAA offers free money/debt management counseling to those who need help. Any life change can be hard on a family budget, even if it's a happy event lik the birth of a child. Regardless of the current situation and solution, approaching the issues honestly and openly gives you a much better chance at maintaining strong, healthy, financial relationships. Learn how to set a foundation of good personal finance skills - no matter what stage of life you are in. AppCAA counselors can teach you how to take control of your financial situation with budgeting tips, create a budget, monitor your progress, manage the flow of income and expenses, and protect your assets. After all, no one cares more about your money than you.

Homeless Intervention Program

The Homeless Intervention Program (HIP), authorized byt the General Assembly of the Commonwealth of Virginia, seeks to prevent the displacement of individuals and families from their homes as a result of eviction or foreclosure, assist homeless individuals and families in securing permanent housing, and provide training and educational components to ensure self-sufficiency. HIP offers financial counseling to lower income individuals and families who are experiencing a financial crisis and are at risk of homelessness or are currently homeless. HIP counselors provide necessary counseling to allow families to obtain or maintain permanent housing. HIP is a temporary assistance that may be utilized by families experiencing a temporary and unavoidable financial crisis that is outside their control. Clients must have clearly demonstrated their capacity to be self-sufficient and willing to work cooperatively with the HIP housing counselors and staff to improve their financial situation. Eligible clients may receive either grants or loans for rent or mortgage payments, rental security deposits, and utility deposits.